The age requirement for a car to qualify as a ‘classic’ for car insurance will vary depending on your insurer.
Most insurers stick to the general rule of a classic car being around 15 to 20 years old minimum. This age requirement is often used to separate classic cars from vintage cars made before 1940.
How old does a car have to be exempt from road tax?
Generally, your car should be more than 40 years old and used for personal use only to be exempt from road tax.
You still need to pay road tax if your classic car is used for commercial reasons or for ‘hire and reward’.