Taxi Insurance
Find the right cover to suit you.

Public hire taxis, also known as ‘hackney carriages’ or ‘black cabs’, do not accept pre-planned trips. Anyone can hail a public hire cab from the street or a taxi rank. There is no need to call in advance as the cost of the trip is measured by the meter. The price of a journey in a public hire cab can vary depending on the time spent in the cab, and the distance travelled.

In contrast, private hire taxis are pre-booked in advance for a specific journey or route, and the fare is agreed upon in advance based on the distance. Taxi services via mobile apps, such as Uber, are also classed as private hire.

Since your vehicle is driven for commercial reasons, you’ll face different risks than a standard driver. This is why your taxi will need special insurance tailored to your profession. 

Cabs are on the road for long periods, cover more miles than regular cars, and transport the public from place to place. All of these factors will increase the risks faced by taxi drivers like you and the likelihood of something unexpected interrupting your work. 

For example, if an accident were to occur, a taxi driver would have to consider their own health and safety, that of their passengers, and any other third-party involved. Not having the correct specialist taxi insurance without comprehensive cover or public liability coverage could create even more financial difficulties if a passenger pursues a compensation claim.

Additionally, damage to the taxi itself could affect your ability to work while waiting for your cab to be fixed. Insurance for private and public hire cabs will usually have the option for additional coverage for things such as replacement vehicles in the event of an accident, fire or damage.

Uber will not provide you with private hire taxi insurance when you start work, so your car and passengers will not be covered immediately.

We can help you to find Uber-approved taxi insurance, so you can start driving for Uber and taking bookings as soon as possible.

Chat with our friendly team on 0800 081 6121 to find out how much you can save on Uber taxi insurance and the policy you need to get fully covered.

How much your taxi insurance will cost depends on your driving experience, the size of your cab, annual mileage, the level of coverage you need and whether you have a no-claims discount.

Our team are happy to advise on the public and private hire insurance you need. Find out how much your taxi insurance will cost and call us on 0800 081 6121 for a free quote.