Protect your bike now Motorbike Insurance

Even though many elements, such as your driving history and location, are considered when calculating your insurance premium, there are things you can do to help reduce the cost.

You may be able to get a cheaper premium if you: 

• Choose a smaller engine size: Ride a motorcycle with smaller engines. For example, insurance for 125 cc motorbikes is typically cheaper to insure than for high-performance bikes. 
• Increase your security: Installing additional security features such as an alarm, immobiliser, or tracker can reduce the risk of theft, which may lead to lower insurance premiums. 
• Build up your no-claims bonus: Avoid making claims on your insurance policy whenever possible to build up your no-claims bonus, which can lead to lower premiums over time. 
• Consider your usage: If you only use your motorcycle for occasional weekend rides, a limited mileage policy may be cheaper than a standard policy. 
• Consider your storage: Storing your motorcycle in a secure garage or storage unit can help reduce the risk of theft or damage, which can lead to lower insurance premiums. 

Storing your motorbike on the street or in an area with high crime rates can increase the risk of theft or damage, resulting in higher insurance premiums. However, the recommended place to store your motorbike would be in your garage.

If your garage is securely locked, it will provide better protection against theft and damage, reducing the risk of a successful attempt at theft. Ultimately, your location will still play a role in how much your insurance costs if you live in an area with a higher crime rate, even if your motorbike is stored in your garage.

The cheapest style of motorcycle to insure would be a standard or commuter motorcycle with a smaller engine size.

Motorcycles with higher engine capacities, sport or racing bikes, and custom motorcycles tend to have higher insurance premiums due to their higher risk of accidents or theft.

It’s important to note that other factors, such as your age, riding experience, and claims history, can also affect your insurance rates.