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Scooter insurance is essential for getting on the road so you can go from A to B.
Whether you need insurance for a 125cc scooter for more rural areas or a 50cc for zipping through the city, we can get you covered.
Scooters and mopeds are similar, but there are some very subtle differences between the two.
The main difference is that a moped has a smaller engine, and pedals and is often limited to a lower top speed of 28mph (45km/h). Scooters usually have a step-through frame and a platform for your feet, while their engines can start from 50cc to even 750cc.
The types of insurance coverage you can get for your scooter are:
With our expertise and experience, we can find the perfect policy to suit you. Call our friendly team on 0800 107 0945 for a chat and get a free scooter insurance quote.
To get a quote for scooter insurance, you will need to provide the following information:
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Damage to third-party’s property and compensation for their injuries.
Replacement cover for scooters owned from new.
Recovery cover available under comprehensive cover.
Depending on your policy, coverage to ride another person’s scooter.
Degradation and wearing developed gradually over time.
Individuals driving your scooter without a CBT or those disqualified from driving.
Any theft, loss, or damage if your scooter has not been appropriately secured.
Theft, loss or damage if your keys are still in the ignition.
The above is not a comprehensive list of all the coverage available on the same policy. It is a guide to what may be covered, depending on your policy, insurer, and circumstances.
Our team is trained and authorised to provide advisory services to help ensure a policy meets your requirements. We will take the time to understand your specific needs and thoroughly explain the coverage available via your policy and insurer – including any applicable limits and exclusions.
Here are just some of the reasons why you should get a quote with us.
If you need to change your scooter insurance policy, our friendly team is only a phone call away and happy to help.
As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.
Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*
Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.
*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.
Scooter insurance is a legal requirement to ride on public roads. If you are caught riding an uninsured scooter, you can be fined, receive penalty points on your driving licence, or even have your scooter seized.
Without insurance, you would be personally responsible for any expenses related to theft, damage, or accidents involving your scooter. Having the right insurance policy will give you peace of mind that you won’t be left with huge expenses if something unfortunate happens to your scooter.
You need to have completed Compulsory Basic Training (CBT) to get on the road with a scooter. Most insurers will require you to have at least your CBT completed before insuring your scooter.
However, there are some exceptions to this rule. You do not need a CBT for your scooter if you will be riding a moped up to 50cc, have passed your driving test before February 2001, or you have already got a full moped licence on or before 1st December 1990.
